Low Rate. 

High Reward.

Get our special balance transfer credit card with a super low rate of 6.99% APR* that stays fixed until your entire balance is paid off. 

Most Banks Take a Low Interest in You.

Big banks and credit card companies offer transfers that often seem good, but are actually pretty harmful. They offer a limited-time low APR and pay your lowest-rate balances first—leaving you with a high-interest rate on your highest balances.

Familiar Faces Invested In You.

Common Trust Federal Credit Union is a member-owned financial institution, meaning we’re dedicated to serving you—not shareholders. Our mission is to be the familiar face that guides our members to financial stability. We do that by building lifelong relationships and helping you with all your financial goals: big, small, and everything in between.

Get a Better Deal From a Better Team.

At Common Trust, we take a different approach: helping you from start to finish. We pay off your highest balances first. And your great low rate stays fixed until your entire balance is paid off. It’s how we treat our neighbors—and how we treat you.


Low-Interest Rate

Enjoy a leading low-interest rate of just 6.99% APR.*

High Balances Paid First

Unlike most banks and credit unions, your highest balances will be paid off in full, first.

Your starting interest rate won’t change until all your balances are paid off.

No Time Limit

*Actual rates are subject to credit worthiness

Want to learn more? Let’s chat.


8 Cedar Street,
Woburn, MA 01801